Care giving services are often mistaken for what is traditionally called Home Health.  When a person is qualified for care-giving/homemaker chore services a "caregiver" will be sent by an agency to help the person in their home with their daily chores.  This includes, personal care, help with bathing, laundry, light meal preparation and housekeeping.  It also allows the caregiver to do shopping as well as pick up prescriptions.  The idea behind this program is it is more cost effective to keep people functioning in their own homes as long as possible to prevent a permanent nursing home placement.

Most Home Health agencies have home health and care-giving services available. However, it is important to remember that each service is not paid for by the same entity. Many people are under the assumption that Medicare will pay for care-giving services but in most states it is covered by Medicaid, VA, and Private Pay. There are some long term health insurances that covers care-giving, or what insurance companies sometimes refer to as custodial care.  It is a good idea to find out what your policy covers when it comes to this type of service.

To qualify for care-giving services through Medicaid states will set individual eligibility guidelines that must meet the federal minimum requirements and coverage qualification will vary from state to state. Other sources may pay for care-giving services - please click the links to learn more.