You may need a consultant if you need help answering any of the following:

  • How much care and what kind of services can be provided at home?
  • Who pays for what services? For example, does Medicare pay for long-term care?
  • What is the difference between Medicare and Medicaid?
  • What are "consumer directed services"?
  • What does insurance pay for?
  • What is “respite” and who pays for it?
  • What happens when someone is discharged from the hospital?
  • Is the health care proxy in place, witnessed and current?
  • Is a power of attorney needed?
  • Does your state recognize a living will?
  • With a long-term care insurance policy, what is needed for coverage to begin?
  • What resources are available to pay for services and how much can you afford?

Being an advocate is the consultant's number one priority.  As consultants we are experienced with social work, nursing care, custodial care, and case management and are able to assess, plan, coordinate, and monitor services for the elderly and their families.

Please consider using a consultant while things are still going well. Knowing what resources and options are available and how to use these resources, as well as how much they will cost, will take much weight off of the family when services are finally needed.  When a family member is tasked with providing care to a loved one, the quality time they have to be there emotionally is limited.  Simply put, a good consultant takes care of the situation, allowing the family to relax with their loved one.